Autonomous tools that transform how banks, processors, and fintechs operate. From collections to developer portals — powered by teams of intelligent agents.
Purpose-built AI agents for fintech operations — collections, petty cash, developer portals, and API testing.
Embed intelligence into your existing technology stack with expert advisory and implementation.
Your idea, our AI expertise. We build innovative solutions together with banks and fintechs.
Zero-egress architecture, regulatory compliance, and AI governance designed for regulated environments.
Each solution is powered by specialised teams of AI agents that design, build, and deploy autonomous systems — turning complex manual processes into intelligent, self-managing operations.
An AI-powered platform that autonomously manages the full credit card and lending collections lifecycle — from segmentation and strategy to outreach, resolution, and escalation.
AI agents that automate the full petty cash lifecycle — request, policy-aware approval, disbursement, real-time reconciliation, and audit trail generation across multiple entities.
An intelligent agent that transforms static API documentation into a conversational integration assistant — helping developers ship integrations faster while reducing processor support overhead.
Autonomous test generation and execution from API specifications — covering functional, edge-case, security, and PCI-DSS compliance scenarios with full CI/CD pipeline integration.
Beyond our product suite, Fenex provides hands-on AI services — from system integration to co-creating entirely new solutions with your team.
We help banks and fintechs embed AI into their existing technology stacks. Technology-agnostic, we work with your infrastructure — not against it.
If you're a bank or fintech with an idea you need help bringing to life, we'd be keen to co-create it with you. You bring domain knowledge — we bring AI agent architecture and rapid prototyping.
We understand that banks don't adopt AI from vendors who can't articulate their security posture. Every Fenex solution is architected with bank-grade security, data sovereignty, and regulatory compliance from inception — not as an afterthought.
Download Security Whitepaper →Deploy within your perimeter. No client data leaves your environment.
Encryption at rest and in transit with client-controlled key management.
Tamper-evident logging for all agent decisions, exportable to your SIEM.
Data residency in your chosen jurisdiction — Singapore, Australia, Japan, and beyond.
Role-based access control with multi-factor authentication and least-privilege enforcement.
Data minimisation, pseudonymisation, and configurable retention aligned with PDPA, GDPR, and APPI.
Fenex solutions are designed in alignment with the regulatory frameworks that matter to your risk and compliance teams.
Download our security whitepaper, data processing addendum, and pre-filled vendor risk questionnaire (SIG Lite / CAIQ format).
Code reviews, static analysis (SAST), dependency scanning, and regular penetration testing across all products.
Risk teams can reach our security function directly at security@fenex.io for due diligence requests and assessments.
Bank risk teams require AI-specific assurances beyond traditional IT security. We address these expectations at every layer of our solutions.
Full documentation of AI model provenance, training data sources, and decision-making logic for all agent actions.
All AI agent decisions — collections strategies, escalation triggers, approvals — are explainable and auditable, not black-box.
Continuous bias detection and fairness monitoring for agents operating in consumer-facing or credit-related domains.
Configurable human oversight thresholds. No irrevocable customer-facing actions without the ability for human review.
Continuous performance monitoring with automated alerting when model behaviour deviates from expected baselines.
Defined procedures for model failures, unexpected outputs, and bias detection events — aligned with MAS FEAT principles.
To deploy autonomous intelligence that makes financial services faster, fairer, and more efficient.
Fenex.io was born from decades of hands-on experience across card processing, issuing, acquiring, and payments innovation. We've built platforms, negotiated with networks, and shipped products across four continents.
Now, we're applying that domain expertise to AI — building specialised agents that understand the nuances of regulated financial services and can operate autonomously within them.
Whether you're exploring AI for the first time or ready to deploy autonomous agents into production, we're here to help. We respond within one business day.
hello@fenex.io
security@fenex.io
Unit 3, 99 Racecourse Road
Ascot, QLD, 4007, Australia